Terms and Conditions:
Credit Smart University is an educational program designed to teach principles of credit building, credit management, and financial literacy based on proven strategies and personal experience. Please note that individual results may vary depending on your personal financial habits, cash flow, and credit history. This course does not guarantee specific credit score improvements or financial outcomes. By enrolling, you acknowledge that this is not a credit repair service but an educational resource. Due to the digital nature of this course and immediate access to all materials upon purchase, no refunds will be issued under any circumstances.